Liaison Majestic 888-589-7610
Liaison Majestic 888-589-7610
medical insurance that covers you outside your home country5 days to 12 months* of coverage
*renewable up to 3 years
schedule of coverage
All coverages and plan costs listed in this brochure are in U.S. Dollar amounts.
medical maximum: $60,000; $125,000; $600,000; $1,000,000 (ages 80+, maximum limited to $20,000)
deductible: $0; $100; $250; $500; $1000; $2500 Deductible is per person per Policy Period, maximum of 3 Policy Period deductibles per family. The selected Deductible and Coinsurance amount must be met for each 364-day Policy Period (see Continuing Coverage).
coinsurance: inside the united states and canada: After you pay the deductible, the program pays 80% of the next $5,000 of eligible expenses, then 100% to the selected Medical Maximum.
outside the united states and canada: After you pay the deductible, the program pays 100% to the selected Medical Maximum.
hospital indemnity: $150/night, up to a maximum of 30 days (traveling outside the U.S. and Canada). In addition to any other Covered Expense.
dental (emergency): $100 ($500 for accidents) Only available to programs purchased for 1 month or more. emergency medical evacuation/ repatriation: $300,000 (in addition to the Medical Maximum)
home country coverage:
return of mortal remains: $50,000
political evacuation and repatriation: $50,000
emergency reunion: $50,000
return of minor child(ren): $50,000
interruption of trip: $5,000
loss of checked luggage: $250
local ambulance expense: $5,000
accidental death & dismemberment (ad&d): $25,000 Principal Sum for Insured or Insured Spouse, $5,000 for Dependent Child(ren) Note: In the event of a Common Carrier Accidental Death this benefit will not be paid.
common carrier accidental death: $50,000 per adult, $12,500 per child under age of 19; $250,000 Maximum per family coma benefit: $50,000
hospital room & board: Usual, reasonable and customary to the selected Medical Maximum
intensive care: Usual, reasonable and customary to the selected Medical Maximum
outpatient medical expenses: Usual, reasonable and customary to the selected Medical Maximum
terrorism: Usual, reasonable and customary up to $50,000 lifetime maximum
waiver of pre-existing conditions: Up to chosen Medical Maximum for U.S. citizens traveling outside the United States & Canada with a Primary Health Plan, otherwise up to $20,000 (refer to exclusion #1 for details) For foreign nationals visiting the United States, up to $200 per day for each night spent in the hospital after being admitted for either a heart attack or stroke. Max. Benefit of $3,000 (refer to exclusion #1 for details)
benefit period: 180 days schedule of coverage value Seven Corners utilizes widely recognized and reputable insurance organizations to underwrite our programs. We realize that the value of an insurance program is in the professionalism of the underlying organization. Seven Corners continually invests in its people, systems, and solutions in order to make the insurance buying experience a favorable one for our clientele.
doctors & hospitals worldwide
Seven Corners has access to over 12,000 doctors and hospitals worldwide. With one phone call or by searching online, we can assist you in locating a provider. Seven Corners Assist is trained to help you locate appropriate care.
why worldwide medical insurance?
Each year, millions of people travel beyond the boundaries of their medical insurance. If you are concerned with the potential out-of-pocket expenses that could result from an Injury or Illness while traveling, Liaison® Majestic offers medical coverage and emergency services to individuals and families traveling outside their Home Country. This brochure is a brief description of Liaison® Majestic. Once you have purchased the program a complete Program Summary will be e-mailed to you.
eligibilityLiaison® Majestic provides coverage, as outlined in this brochure, for individuals and families (including unmarried dependent children over 14 days and under 19 years of age) while traveling outside of their Home Country.
Home Country is defined as - The country where a covered person(s) has his/her true, fixed and permanent home and principal establishment. It is the Insured Person's responsibility to maintain all records regarding travel history and age and provide any documents, which would verify Eligibility Requirements, to the Administrator.
period of coverage
When you incur a covered Injury or Illness, the program will pay Usual, Reasonable and Customary medical charges for Covered Expenses, excess of the chosen Deductible and Coinsurance, up to the selected Medical Maximum. Only such expenses, which are listed below, incurred within 180 days from the onset of an Injury or Illness, and not listed in the Exclusions, shall be considered as Covered
description of coverage
For Medical benefits, this Insurance does not cover:
1. Pre-existing Conditions, which are defined as any medical condition, sickness, Injury, Illness, disease, Mental Illness or Mental Nervous Disorder, regardless of the cause including any congenital, chronic, subsequent, or recurring complications or consequences related thereto or resulting therefrom that with reasonable medical certainty existed at the time of application or any time during the 36* months prior to the effective date of coverage under this policy, whether or not previously manifested , symptomatic, known, diagnosed , treated or disclosed. This specifically includes but is not limited to any medical condition, sickness, Injury , Illness, disease , Mental Illness or Mental Nervous Disorder, for which medical advice, diagnosis, care or treatment was recommended or received or for which a reasonably prudent person would have sought treatment during the 36 month period* immediately preceding the effective date of coverage under this policy.
PLEASE NOTE: Your Primary Health Plan must be effective at the time of claim. Medicaid, Medicare, and V.A. health plans do not constitute primary health insurance.
If you are a non-United States citizen visiting the United States and suffer a Myocardial Infarction or Stroke and are admitted to a Hospital, this exclusion is waived in order to pay a $200 per night benefit for each night spent in the Hospital, up to a maximum benefit of $3,000. The term "Myocardial Infarction" shall mean an acute and emergent onset of the condition. The term "Stroke" shall mean an acute and emergent onset of the condition;
refund of premiumSeven Corners realizes there is uncertainty in international travel. Refund of total plan cost will only be considered if written request is received by Seven Corners prior to the Effective Date of Coverage. If written request is received after the Effective Date of coverage, the unused portion of the plan cost may be refunded minus a cancellation fee, provided no claim has been submitted to Seven Corners for reimbursement.